/* banesco Finanzas — swiss crimson minimal */
:root {
  --red: #DC2626;
  --red-dark: #B91C1C;
  --red-soft: #FEE2E2;
  --sky: #0EA5E9;
  --sky-soft: #E0F2FE;
  --carbon: #1F2937;
  --gray: #6B7280;
  --mist: #F9FAFB;
  --white: #FFFFFF;
  --border: #E5E7EB;
  --shadow: 0 14px 40px rgba(31,41,55,.1);
  --radius: 14px;
  --font-display: 'Merriweather', Georgia, serif;
  --font-body: 'Nunito Sans', system-ui, sans-serif;
}

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font-body);line-height:1.7;color:var(--carbon);background:var(--white)}
img{max-width:100%;height:auto;display:block}
a{color:var(--red);text-decoration:underline;text-underline-offset:3px}
a:hover{color:var(--sky)}
.container{width:min(1160px,92vw);margin-inline:auto}
.skip-link{position:absolute;left:-9999px;z-index:9999;background:var(--red);color:#fff;padding:12px 18px}
.skip-link:focus{left:0}

.trust-bar{background:var(--carbon);color:#9CA3AF;font-size:.74rem;text-align:center;padding:8px 14px}
.trust-bar strong{color:#FCA5A5}
.trust-bar a{color:#7DD3FC;text-decoration:none;margin:0 4px}

.site-header{background:var(--white);border-bottom:3px solid var(--red);position:sticky;top:0;z-index:200;box-shadow:0 2px 12px rgba(0,0,0,.04)}
.header-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:16px}
.logo-link{text-decoration:none}
.logo-link svg,.logo-link img{height:48px;width:auto}
.nav-toggle{display:none;background:var(--red);color:#fff;border:none;border-radius:8px;padding:9px 14px;font-weight:700;cursor:pointer;font-family:var(--font-body)}
.main-nav ul{display:flex;list-style:none;gap:4px;align-items:center;flex-wrap:wrap}
.main-nav a{text-decoration:none;color:var(--carbon);font-weight:600;font-size:.88rem;padding:8px 14px;border-radius:6px}
.main-nav a:hover{background:var(--red-soft);color:var(--red)}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 26px;border-radius:8px;font-family:var(--font-body);font-weight:700;font-size:.9rem;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:.2s}
.btn-red{background:var(--red);color:#fff}
.btn-red:hover{background:var(--red-dark);color:#fff}
.btn-sky{background:var(--sky);color:#fff}
.btn-sky:hover{background:#0284C7;color:#fff}
.btn-line{border-color:var(--border);color:var(--carbon);background:var(--white)}
.btn-line:hover{border-color:var(--red);color:var(--red)}
.btn-lg{padding:15px 32px}

.bcv-line{background:var(--sky-soft);color:var(--carbon);text-align:center;padding:9px;font-size:.82rem;font-weight:600}
.bcv-line strong{color:var(--red)}

/* Hero swiss left */
.hero-swiss{display:grid;grid-template-columns:1.15fr .85fr;min-height:78vh;align-items:center;gap:40px;padding:56px 0}
.hero-swiss-text{border-left:6px solid var(--red);padding-left:32px}
.hero-label{font-size:.7rem;font-weight:800;letter-spacing:.2em;text-transform:uppercase;color:var(--sky);margin-bottom:16px}
.hero-swiss-text h1{font-family:var(--font-display);font-size:clamp(2rem,4vw,3.2rem);line-height:1.15;margin-bottom:18px;color:var(--carbon)}
.hero-swiss-text h1 span{color:var(--red)}
.hero-swiss-text>p{color:var(--gray);font-size:1.02rem;max-width:500px;margin-bottom:28px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:28px}
.hero-badges{display:flex;flex-wrap:wrap;gap:10px}
.hero-badges span{background:var(--mist);border:1px solid var(--border);padding:7px 14px;border-radius:6px;font-size:.78rem;font-weight:700}
.hero-badges strong{color:var(--red)}

.hero-visual-wrap{position:relative}
.hero-circle{border-radius:50%;overflow:hidden;width:min(380px,80vw);aspect-ratio:1;margin:0 auto;box-shadow:var(--shadow);border:6px solid var(--red-soft)}
.hero-circle img{width:100%;height:100%;object-fit:cover}
.hero-card-float{position:absolute;bottom:-20px;left:-20px;background:var(--red);color:#fff;padding:18px 22px;border-radius:var(--radius);box-shadow:var(--shadow);max-width:200px}
.hero-card-float strong{display:block;font-size:1.6rem;font-family:var(--font-display)}
.hero-card-float span{font-size:.76rem;opacity:.9}

.wave-divider{display:block;width:100%;height:48px;margin-top:-1px}
.wave-divider.flip{transform:scaleY(-1)}

.section{padding:72px 0}
.section-gray{background:var(--mist)}
.section-dark{background:var(--carbon);color:#D1D5DB}
.section-head{margin-bottom:44px}
.section-head.center{text-align:center;max-width:600px;margin-inline:auto;margin-bottom:44px}
.tag-red{display:inline-block;background:var(--red-soft);color:var(--red);font-size:.68rem;font-weight:800;letter-spacing:.15em;text-transform:uppercase;padding:6px 14px;border-radius:4px;margin-bottom:10px}
.section-head h2{font-family:var(--font-display);font-size:clamp(1.7rem,2.8vw,2.3rem);margin-bottom:10px}
.section-dark .section-head h2{color:#fff}
.section-head p{color:var(--gray)}
.section-dark .section-head p{color:#9CA3AF}

/* Strip services horizontal */
.strip-scroll{display:flex;gap:18px;overflow-x:auto;padding-bottom:12px;scroll-snap-type:x mandatory}
.strip-scroll::-webkit-scrollbar{height:6px}
.strip-scroll::-webkit-scrollbar-thumb{background:var(--red);border-radius:3px}
.strip-card{flex:0 0 280px;scroll-snap-align:start;background:var(--white);border-radius:var(--radius);overflow:hidden;border:1px solid var(--border);transition:.25s}
.strip-card:hover{box-shadow:var(--shadow);border-color:var(--red)}
.strip-card img{height:150px;width:100%;object-fit:cover}
.strip-body{padding:18px}
.strip-body h3{font-size:1rem;margin-bottom:6px}
.strip-body p{font-size:.82rem;color:var(--gray);margin-bottom:10px}
.strip-price{font-weight:800;color:var(--red);font-size:1.1rem}
.strip-price small{display:block;font-size:.72rem;font-weight:500;color:var(--gray)}

/* Features 4 col */
.feat-4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.feat-box{background:var(--white);border-top:4px solid var(--red);border-radius:0 0 var(--radius) var(--radius);padding:24px 18px;text-align:center;box-shadow:0 4px 16px rgba(0,0,0,.04)}
.feat-box:nth-child(2){border-top-color:var(--sky)}
.feat-box:nth-child(3){border-top-color:var(--carbon)}
.feat-box:nth-child(4){border-top-color:#F59E0B}
.feat-box h3{font-size:.95rem;margin-bottom:6px}
.feat-box p{font-size:.8rem;color:var(--gray)}

/* Price list compact */
.price-list{display:flex;flex-direction:column;gap:10px}
.price-row{display:flex;justify-content:space-between;align-items:center;gap:16px;background:var(--white);padding:16px 20px;border-radius:8px;border-left:4px solid var(--red)}
.price-row:nth-child(even){border-left-color:var(--sky)}
.price-row span:first-child{font-size:.9rem;font-weight:500}
.price-row .usd{font-weight:800;color:var(--red);white-space:nowrap}

.ads-disclaimer{background:var(--red-soft);border-left:4px solid var(--red);padding:20px 22px;font-size:.86rem;color:#7F1D1D;line-height:1.65;margin-top:28px;border-radius:0 var(--radius) var(--radius) 0}

/* About */
.about-flex{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.about-flex img{border-radius:var(--radius);box-shadow:var(--shadow);height:320px;width:100%;object-fit:cover}

/* Form */
.contact-block{display:grid;grid-template-columns:1fr 1.1fr;gap:36px;align-items:start}
.info-panel{background:var(--mist);border-radius:var(--radius);padding:32px;border:1px solid var(--border)}
.info-panel h3{font-family:var(--font-display);font-size:1.4rem;margin-bottom:16px;color:var(--red)}
.info-panel dl{display:grid;gap:14px;font-size:.9rem}
.info-panel dt{font-size:.7rem;font-weight:800;text-transform:uppercase;letter-spacing:.08em;color:var(--gray)}
.info-panel dd{margin:0}
.info-panel a{text-decoration:none;font-weight:600}
.info-panel img{margin-top:18px;border-radius:var(--radius-sm);height:160px;width:100%;object-fit:cover}
.map-fr{border-radius:8px;overflow:hidden;margin-top:14px}
.map-fr iframe{width:100%;height:140px;border:0}

.form-panel{background:var(--white);border-radius:var(--radius);padding:34px;box-shadow:var(--shadow);border:1px solid var(--border);border-top:5px solid var(--red)}
.form-panel h3{font-family:var(--font-display);font-size:1.5rem;margin-bottom:4px}
.form-panel .sub{color:var(--gray);font-size:.86rem;margin-bottom:22px}
.form-2col{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-2col .full{grid-column:1/-1}
.fld label{display:block;font-weight:700;font-size:.78rem;color:var(--gray);margin-bottom:6px;text-transform:uppercase;letter-spacing:.04em}
.fld label .r{color:var(--red)}
.fld input,.fld select,.fld textarea{width:100%;padding:12px 14px;border:1.5px solid var(--border);border-radius:8px;font-family:var(--font-body);font-size:.92rem;background:var(--mist)}
.fld input:focus,.fld select:focus,.fld textarea:focus{outline:none;border-color:var(--red);background:#fff}
.fld input.bad,.fld select.bad,.fld textarea.bad{border-color:var(--red)}
.fld textarea{min-height:110px;resize:vertical}
.f-err{display:none;font-size:.72rem;color:var(--red);margin-top:4px}
.f-err.on{display:block}
.f-check{display:flex;gap:10px;padding:14px;background:var(--mist);border-radius:8px;align-items:flex-start}
.f-check input{width:17px;margin-top:3px;accent-color:var(--red)}
.f-check label{font-size:.82rem}
.f-alert{display:none;padding:12px;border-radius:8px;margin-bottom:14px;font-size:.84rem}
.f-alert.err{display:block;background:#FEE2E2;color:var(--red-dark)}
.f-alert.ok{display:block;background:#D1FAE5;color:#065F46}

.site-footer{background:var(--carbon);color:#9CA3AF;padding:52px 0 22px}
.footer-g{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px;margin-bottom:28px}
.site-footer .logo-link svg text{fill:#F9FAFB}
.site-footer .logo-link svg text:nth-child(4){fill:#FCA5A5}
.site-footer .logo-link svg text:last-child{fill:#6B7280}
.f-col h4{color:#FCA5A5;font-size:.72rem;text-transform:uppercase;letter-spacing:.12em;margin-bottom:12px}
.f-col ul{list-style:none}
.f-col a{color:#D1D5DB;text-decoration:none;font-size:.86rem}
.f-col a:hover{color:#7DD3FC}
.f-bot{border-top:1px solid #374151;padding-top:18px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;font-size:.76rem}
.f-bot a{color:#7DD3FC;text-decoration:none}

#cookieBanner{position:fixed;bottom:0;left:0;right:0;z-index:1000;background:var(--carbon);color:#D1D5DB;padding:18px;transform:translateY(100%);transition:.35s;border-top:3px solid var(--red)}
#cookieBanner.visible{transform:translateY(0)}
.cookie-in{max-width:1160px;margin:0 auto;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:14px}
.cookie-in p{font-size:.84rem;max-width:560px}
.cookie-in a{color:#7DD3FC}
.cookie-btns{display:flex;gap:10px}
.cookie-btns button{padding:10px 18px;border-radius:8px;font-family:var(--font-body);font-weight:700;font-size:.82rem;cursor:pointer;border:none}
#cookieEssential{background:transparent;color:#fff;border:2px solid #4B5563}
#cookieAccept{background:var(--red);color:#fff}
body.cookie-visible{padding-bottom:90px}

/* Catalog masonry */
.cat-top{background:linear-gradient(135deg,var(--red),var(--red-dark));color:#fff;padding:56px 0;text-align:center}
.cat-top h1{font-family:var(--font-display);font-size:clamp(1.9rem,3.5vw,2.6rem)}
.masonry{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;padding:56px 0}
.m-item{background:var(--white);border-radius:var(--radius);overflow:hidden;border:1px solid var(--border);display:grid;grid-template-columns:140px 1fr;display:flex;transition:.2s}
.m-item:hover{box-shadow:var(--shadow)}
.m-item img{width:140px;height:130px;object-fit:cover;flex-shrink:0}
.m-body{padding:18px;flex:1}
.m-body h2{font-size:1rem;margin-bottom:6px}
.m-body p{font-size:.82rem;color:var(--gray);margin-bottom:10px}
.m-price{font-weight:800;color:var(--red);font-size:1.15rem}

.legal-page{padding:44px 0 68px}
.legal-page h1{font-family:var(--font-display);font-size:2rem}
.legal-meta{color:var(--gray);font-size:.86rem;margin-bottom:24px}
.legal-page h2{font-size:1.15rem;margin:24px 0 10px;color:var(--red-dark)}
.legal-page p,.legal-page li{color:var(--gray);margin-bottom:10px}
.legal-page table{width:100%;border-collapse:collapse;margin:12px 0;font-size:.86rem}
.legal-page th,.legal-page td{border:1px solid var(--border);padding:10px}
.legal-page th{background:var(--red);color:#fff}
.legal-page code{background:var(--red-soft);padding:2px 6px;border-radius:4px}

@media(max-width:900px){
  .hero-swiss{grid-template-columns:1fr;text-align:center}
  .hero-swiss-text{border-left:none;padding-left:0;border-top:6px solid var(--red);padding-top:24px}
  .hero-actions,.hero-badges{justify-content:center}
  .feat-4{grid-template-columns:1fr 1fr}
  .about-flex,.contact-block{grid-template-columns:1fr}
  .masonry{grid-template-columns:1fr}
  .footer-g{grid-template-columns:1fr 1fr}
  .form-2col{grid-template-columns:1fr}
}
@media(max-width:720px){
  .nav-toggle{display:block}
  .main-nav{position:absolute;top:100%;left:0;right:0;background:#fff;padding:14px;display:none;border-bottom:1px solid var(--border)}
  .main-nav.open{display:block}
  .main-nav ul{flex-direction:column}
  .header-inner{position:relative}
  .feat-4{grid-template-columns:1fr}
  .footer-g{grid-template-columns:1fr}
  .m-item{flex-direction:column}
  .m-item img{width:100%;height:160px}
}